[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lgf1.cz\/chcete-si-pujcit-od-rodinnych-prislusniku\/#Article","mainEntityOfPage":"https:\/\/www.lgf1.cz\/chcete-si-pujcit-od-rodinnych-prislusniku\/","headline":"Chcete si p\u016fj\u010dit od rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f?","name":"Chcete si p\u016fj\u010dit od rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f?","description":"V\u0161ichni jsme u\u017e v \u017eivot\u011b za\u017eili situaci, kdy se n\u00e1m nedost\u00e1valo financ\u00ed. Jak\u00e9 m\u00e1 tahle situace \u0159e\u0161en\u00ed? Nejd\u0159\u00edve bychom si m\u011bli uv\u011bdomit, jestli obnos skute\u010dn\u011b pot\u0159ebujeme. Je v\u011bc, kterou si chceme za p\u016fj\u010den\u00e9 pen\u00edze po\u0159\u00eddit tak d\u016fle\u017eit\u00e1, \u017ee jsme ochotni... <a class=\"more-link\" href=\"https:\/\/www.lgf1.cz\/chcete-si-pujcit-od-rodinnych-prislusniku\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2023-05-30","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.lgf1.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.lgf1.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lgf1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lgf1.cz\/wp-content\/uploads\/img_a319190_w1966_t1530083044.jpg","url":"https:\/\/www.lgf1.cz\/wp-content\/uploads\/img_a319190_w1966_t1530083044.jpg","height":0,"width":0},"url":"https:\/\/www.lgf1.cz\/chcete-si-pujcit-od-rodinnych-prislusniku\/","wordCount":448,"articleBody":"V\u0161ichni jsme u\u017e v \u017eivot\u011b za\u017eili situaci, kdy se n\u00e1m nedost\u00e1valo financ\u00ed. Jak\u00e9 m\u00e1 tahle situace \u0159e\u0161en\u00ed? Nejd\u0159\u00edve bychom si m\u011bli uv\u011bdomit, jestli obnos skute\u010dn\u011b pot\u0159ebujeme. Je v\u011bc, kterou si chceme za p\u016fj\u010den\u00e9 pen\u00edze po\u0159\u00eddit tak d\u016fle\u017eit\u00e1, \u017ee jsme ochotni se zadlu\u017eit? Opravdu nem\u016f\u017eeme situaci vy\u0159e\u0161it bez p\u016fj\u010dky? Mnohdy zjist\u00edme, \u017ee p\u016fj\u010dku vlastn\u011b ani nepot\u0159ebujeme a zbyte\u010dn\u00fdm dluhem, bychom se mohli zbyte\u010dn\u011b dostat do nep\u0159\u00edjemn\u00e9 situace. Do nep\u0159\u00edjemn\u00e9 situace, ale m\u016f\u017eeme dostat i osobu, od kter\u00e9 si chceme pen\u00edze p\u016fj\u010dit. V p\u0159\u00edpad\u011b, \u017ee se jedn\u00e1 o rodinn\u00e9ho p\u0159\u00edslu\u0161n\u00edka nebo bl\u00edzk\u00e9ho p\u0159\u00edtele, postav\u00edme ho \u017e\u00e1dost\u00ed o p\u016fj\u010dku do sv\u00edzeln\u00e9 situace.P\u016fj\u010d\u00ed n\u00e1m nebo nep\u016fj\u010d\u00ed? V\u011bt\u0161ina po\u017e\u00e1dan\u00fdch n\u00e1s nejsp\u00ed\u0161 neodm\u00edtne a finan\u010dn\u00ed obnos, pokud to bude v jejich mo\u017enostech, doty\u010dn\u00e9mu zap\u016fj\u010d\u00ed. Odm\u00edtnout p\u0159\u00e1telskou p\u016fj\u010dku, n\u00e1m toti\u017e m\u016f\u017ee p\u0159ipadat nesolid\u00e1rn\u00ed a nemor\u00e1ln\u00ed. Stejn\u011b tak, n\u00e1m m\u016f\u017ee p\u0159ipadat nevhodn\u00e9, o\u0161et\u0159it si p\u016fj\u010dku n\u011bjakou smlouvou. V\u011bt\u0161ina si asi pomysl\u00ed, \u017ee pokud p\u016fj\u010dka prob\u00edh\u00e1 v r\u00e1mci rodiny, na\u010d takov\u00e9 formality. Ale pr\u00e1v\u011b pro zachov\u00e1n\u00ed dobr\u00fdch vztah\u016f, je nutn\u00e9 p\u016fj\u010dku o\u0161et\u0159it. P\u016fj\u010dit finan\u010dn\u00ed obnos bez jak\u00e9koli z\u00e1ruky, je v\u017edy riskantn\u00ed. Proto by v takov\u00e9m p\u0159\u00edpad\u011b m\u011bla b\u00fdt v\u017edy d\u00e1na jasn\u00e1 pravidla, je\u0161t\u011b p\u0159ed uskute\u010dn\u011bn\u00edm samotn\u00e9 transakce. M\u011bli byste si spole\u010dn\u011b ujasnit v\u00fd\u0161i spl\u00e1tek a datum splatnosti.Vybrat si m\u016f\u017eete nap\u0159\u00edklad mezi sm\u011bnkou, smlouvou o v\u00fdp\u016fj\u010dce, o \u00fav\u011bru nebo smlouvu o uzn\u00e1n\u00ed dluhu.\u00a0N\u00e1vody na seps\u00e1n\u00ed t\u011bchto smluv naleznete na webov\u00fdch str\u00e1nk\u00e1ch pr\u00e1vn\u00edch poraden nebo m\u016f\u017eete nav\u0161t\u00edvit bezplatnou pr\u00e1vn\u00ed poradnu osobn\u011b. V p\u0159\u00edpad\u011b, \u017ee si poskytnut\u00ed pen\u011bz \u017e\u00e1dn\u00fdm zp\u016fsobem neo\u0161et\u0159\u00edte, m\u016f\u017ee se v\u00e1m st\u00e1t, \u017ee se s pen\u011bzi u\u017e neshled\u00e1te.A\u0165 u\u017e si vyberete sm\u011bnku nebo smlouvu, jej\u00edm obsahem mus\u00ed v\u017edy b\u00fdt p\u0159esn\u00e1 specifikace v\u011b\u0159itele i dlu\u017en\u00edka. Samoz\u0159ejmou polo\u017ekou by m\u011blo b\u00fdt uveden\u00ed v\u00fd\u0161e dluhu a datum, v jak\u00e9m \u010dasov\u00e9m horizontu bude dluh umo\u0159en.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chcete si p\u016fj\u010dit od rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f?","item":"https:\/\/www.lgf1.cz\/chcete-si-pujcit-od-rodinnych-prislusniku\/#breadcrumbitem"}]}]