[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lgf1.cz\/ale-banka-vam-pujcku-na-stavbu-domu-neschvalila\/#Article","mainEntityOfPage":"https:\/\/www.lgf1.cz\/ale-banka-vam-pujcku-na-stavbu-domu-neschvalila\/","headline":"Ale banka v\u00e1m p\u016fj\u010dku na stavbu domu neschv\u00e1lila","name":"Ale banka v\u00e1m p\u016fj\u010dku na stavbu domu neschv\u00e1lila","description":"Bankovn\u00ed \u00fastav v\u00e1m tedy neschv\u00e1lil hypot\u00e9ku pro v\u00e1\u0161 z\u00e1m\u011br postavit si d\u016fm. Mohou pro to m\u00edt v bance v\u00edce d\u016fvod\u016f, m\u00e1te nap\u0159\u00edklad z\u00e1znam v registru, nebo se bance nezd\u00e1 v\u00fd\u0161e va\u0161eho v\u00fdd\u011blku. M\u016f\u017eete sice roky \u0161et\u0159it na pozemek a na... <a class=\"more-link\" href=\"https:\/\/www.lgf1.cz\/ale-banka-vam-pujcku-na-stavbu-domu-neschvalila\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2020-02-15","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.lgf1.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.lgf1.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lgf1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lgf1.cz\/wp-content\/uploads\/img_a379979_w3488_t1591609134.jpg","url":"https:\/\/www.lgf1.cz\/wp-content\/uploads\/img_a379979_w3488_t1591609134.jpg","height":0,"width":0},"url":"https:\/\/www.lgf1.cz\/ale-banka-vam-pujcku-na-stavbu-domu-neschvalila\/","about":["Internet"],"wordCount":446,"articleBody":"  Bankovn\u00ed \u00fastav v\u00e1m tedy neschv\u00e1lil hypot\u00e9ku pro v\u00e1\u0161 z\u00e1m\u011br postavit si d\u016fm. Mohou pro to m\u00edt v bance v\u00edce d\u016fvod\u016f, m\u00e1te nap\u0159\u00edklad z\u00e1znam v registru, nebo se bance nezd\u00e1 v\u00fd\u0161e va\u0161eho v\u00fdd\u011blku. M\u016f\u017eete sice roky \u0161et\u0159it na pozemek a na d\u016fm, ale u\u017e v\u00edte, \u017ee to nen\u00ed jednoduch\u00e9. \u017divot v\u00e1\u0161 a cel\u00e9 rodiny je \u0161et\u0159en\u00edm omezen, nejen, \u017ee ji\u017e nejsou zahrani\u010dn\u00ed dovolen\u00e9, ale ohro\u017een\u00e9 jsou i va\u0161e tak obl\u00edben\u00e9 kulturn\u00ed a spole\u010densk\u00e9 aktivity. Ale vy u\u017e v\u00edte, \u017ee v obdob\u00ed va\u0161eho \u0161et\u0159en\u00ed na koupi pozemku a na stavbu domu, ub\u011bhne velk\u00e1 spousta \u010dasu. A tak\u00e9 u\u017e v\u00edte, \u017ee nakonec zjist\u00edte, \u017ee za to dlouh\u00e9 obdob\u00ed, kdy jste si od\u0159\u00edkali, u\u017e se ned\u00e1 sehnat stavebn\u00ed pozemek v dobr\u00e9m m\u00edst\u011b, to znamen\u00e1 s mo\u017enost\u00ed napojen\u00ed se bez probl\u00e9m\u016f na in\u017een\u00fdrsk\u00e9 s\u00edt\u011b, a s dobrou dostupnost\u00ed, a to jak do obchod\u016f, tak i k l\u00e9ka\u0159i \u010di do \u0161kol pro va\u0161e d\u011bti. Tak\u00e9 u\u017e v\u00edte, \u017ee bohu\u017eel pen\u00edze, tedy na\u0161e m\u011bna, neust\u00e1le ztr\u00e1c\u00ed svou hodnotu, je to samoz\u0159ejm\u011b d\u00edky inflaci. To, co jsme koupili p\u0159ed lety, ji\u017e za stejnou finan\u010dn\u00ed \u010d\u00e1stku nekoup\u00edme. Tak\u017ee jak\u00e9 je zde \u0159e\u0161en\u00ed? Proto\u017ee v\u00e1s v bance odm\u00edtli, m\u016f\u017eete po\u017e\u00e1dat o americkou hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti. A u t\u00e9tospole\u010dnosti je i tolerance nep\u0159\u00edjemn\u00fdch z\u00e1znam\u016f v registru. M\u016f\u017eete zde tak\u00e9 z\u00edskat mo\u017enost dlouhodob\u00e9ho spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch financ\u00ed, a to a\u017e na dlouhou dobu t\u0159iceti let. M\u011bli byste, ale pamatovat, \u017ee mus\u00ed b\u00fdt u americk\u00e9 hypot\u00e9ky ru\u010den\u00ed nemovitost\u00ed, oba finan\u010dn\u00ed \u00fastavy, tedy bankovn\u00ed i nebankovn\u00ed spole\u010dnosti se tak jist\u00ed, \u017ee budete \u0159\u00e1dn\u011b p\u016fj\u010dku spl\u00e1cet. Mus\u00edte tedy d\u00e1t do z\u00e1stavy nemovitost, m\u016f\u017ee to b\u00fdt nap\u0159\u00edklad byt, chata, nebo i jin\u00e1 nap\u0159\u00edklad komer\u010dn\u00ed nemovitost. Pokud nem\u00e1te \u010d\u00edm ru\u010dit, tak nemus\u00ed b\u00fdt nemovitost ani va\u0161e, m\u016f\u017ee b\u00fdt i od t\u0159et\u00ed osoby a po spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz je z ru\u010den\u00ed vyjmut\u00e1. Odhad t\u00e9to nemovitosti dan\u00e9 do ru\u010den\u00ed neplat\u00edte. Nemus\u00edte m\u00edt obavy, \u017ee o nemovitost p\u0159ijdete, tento postup ru\u010den\u00ed je dan\u00fd z\u00e1kony a nad \u010dinnost\u00ed obou spole\u010dnost\u00ed m\u00e1 dozor \u010cesk\u00e1 n\u00e1rodn\u00ed banka.                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ale banka v\u00e1m p\u016fj\u010dku na stavbu domu neschv\u00e1lila","item":"https:\/\/www.lgf1.cz\/ale-banka-vam-pujcku-na-stavbu-domu-neschvalila\/#breadcrumbitem"}]}]